St. Louis, Missouri

Find Your Best
Mortgage Rate
in St. Louis

Compare local St. Louis mortgage lenders, FHA loans, VA loans, and first-time buyer programs. Get matched to a licensed Missouri lender in 60 seconds — free and no obligation.

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St. Louis Families Helped
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Simple Process

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No phone tag, no hard sells — just a licensed St. Louis mortgage expert ready to help you close.

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60 seconds. Tell us your loan type, price range, and contact info. No credit check required.

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We connect you with a licensed Missouri mortgage professional who specializes in your loan type.

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Review personalized rate options with no pressure. Comparing lenders saves St. Louis buyers thousands.

Close with Confidence

Your lender guides you through approval, inspection, and closing. Welcome home, St. Louis.

Loan Programs

Every Loan Type.
One St. Louis Resource.

Whether you're buying your first home in Kirkwood or refinancing in Ballwin, we have the right program.

First-Time Home Buyer

Missouri MHDC programs, down payment assistance, and low rates for St. Louis first-time buyers.

Low down payment

VA Home Loans

Zero down for veterans and active military. No PMI. The best mortgage value in the St. Louis market.

$0 Down Payment

FHA Loans

As little as 3.5% down. Flexible credit requirements. Popular across St. Louis County neighborhoods.

3.5% min down

Conventional Loans

Best rates for buyers with strong credit. Fixed and adjustable options across all St. Louis price points.

3% min down

Refinance

Lower your monthly payment or tap equity. St. Louis homeowners save an average of $320/month.

Lower your payment

USDA Rural Loans

Zero down for eligible rural Missouri properties. Many St. Louis County neighborhoods qualify.

$0 Down Payment
Real St. Louis Homeowners

What Our Neighbors
Are Saying

"I had no idea where to start as a first-time buyer. This site connected me with a great St. Louis lender in under an hour. Closed on my Webster Groves home in 30 days!"

Keisha J.
First-time buyer · Webster Groves, MO

"Used my VA benefit to buy in Fenton with zero down. The process was incredibly smooth — I save nearly $400/month compared to renting. Highly recommend to any MO veteran."

Derek M.
VA Loan · Fenton, MO

"We were worried our credit score would be a problem, but our FHA lender made it work. Bought in Affton with 3.5% down. The whole experience felt effortless. Thank you!"

Lisa & Tony R.
FHA Loan · Affton, MO

Ready to Find Your Best Rate?

60 seconds · No credit check · 100% free · No obligation